Speak with a Mortgage Loan Originator (619) 719-1372

Loan Programs

 

Low Down Payment-Community Homebuying Programs

Yes - that's right! For qualified applicants, you need very little down. And to add to this amazing deal, our lender will contribute toward additional down payment! 

Jumbo Jumbo Jumbo!

We offer a jumbo loan program with low minimum down for qualified borrowers - along with a variety of other jumbo loans and super-jumbo loans. 

Fixed Rate Mortgages (FRM)
The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan’s lifetime.

Hybrid ARMs (3/1 ARM, 5/1 ARM, 7/1 ARM, 10/1 ARM)

The most popular types of adjustable rate mortgages today are the hybrid ARM mortgages. these loans combine features of both fixed-rate and adjustable rate mortgages. Interest rates are fixed during the initial period (3, 5, 7 or 10 years) and then adjust annually for the remaining life of the loan.

VA Loans

A special shout out to our national heros. VA loans are designed to help military veterans realize the American dream of home ownership. Qualified veterans can get up to 100% financing - no down papyment required.

FHA Loans
FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get competitive  mortgage rates with a minimal down payment.

HARP 2.0

HARP 2.0 is a refinance option for homeowners who are still paying on loans that were originated prior to May 31, 2009 and are owned by Fannie Mae or Freddie Mac, where the loan to value ratio is 80% or more. HARP loans are still available to borrowers that qualify who haven't yet taken advantage of this important program. 

What kind of loan program is best for you?

Call us today to find out! Not every loan program is right for every borrower.. We have programs to help first-time homebuyers along with experienced home buyers and investors.