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Jumbo Loans and Low Down Payment Home Loans

Welcome to America's Local Lender, LLC. We are a boutique mortgage broker licensed in California and Florida, specializing in originating loans that close on time with no hassle to you.What makes America's Local Lender unique is that we put the power of 25+ years of experience in mortgage banking to work for you. 

We offer a variety of home loan programs - with loan amounts up to $15,000,000*.  And for certain types of transactions*, we offer a streamlined process where your income, assets and employment are all verified behind the scenes, saving you the time and hassle of gathering your tax returns, W2s, bank statements, etc. 

We have a full suite of conventional, Jumbo, VA and FHA loans whether you're purchasing a home or refinancing your existing home. We offer special programs for people that would like to refinance their home in order to pay off their student loans. These loans aren't treated like other cashout transactions in that the added fees aren't included. These loans are refinanced at the same rates and costs as a regular rate/term transaction. 

Our customers love working with us because we listen to their needs and shop the loan, rate and terms on their behalf. We work hard so that you don't have to.

Contact America's Local Lender, LLC today to discuss your mortgage loan options, and find out which loan program will best suit your needs.

 |Conventional  | VA Cash Out | VA Streamline | FHA Streamline

*restrictions apply